Punjab Housing Initiative

Apna Ghar Mehfooz Ghar Registration Online 2026

A step-by-step, plain-language guide to registering for Punjab’s interest-free home repair and construction loan — everything you need before, during, and after you apply.

Start Registration Guide Check Eligibility First

Registration process explained step-by-step Based on official ACAG criteria Last updated:

Before You Register

Confirm you meet the eligibility criteria

Gather your CNIC, ownership proof, and NSER details

Keep your registered mobile number active for SMS updates

Follow the registration steps on this page

About Registration

Why This Page Exists

Apna Ghar Mehfooz Ghar (AGMG) is a new category under the Punjab Government’s “Apni Chhat, Apna Ghar” housing programme, focused on repairing weak roofs and unsafe homes rather than building new ones. Because the registration process sits inside a larger, evolving programme, applicants often aren’t sure where to start, what documents to prepare, or which portal to use.

This page walks you through the registration process in the order you’ll actually need it: checking eligibility, preparing documents, following the application steps, and tracking your status afterward.

Rs 500,000

Interest-free loan for roof repair

Rs 1,000,000

Interest-free loan for an extra floor

36 Districts

Programme applies across all of Punjab

Step 1

Check You’re Eligible Before You Start

AGMG follows the eligibility rules of the parent “Apni Chhat, Apna Ghar” scheme. Confirm each of these before you begin registration:

Permanent resident of Punjab (NADRA verified)

You are the head of the household applying

You own the house or the land it’s built on

Property is within 5 marla (urban) or 10 marla (rural)

Registered in the National Socio-Economic Registry (NSER)

Poverty Means Test (PMT) score of 60 or below

No prior default on a government loan

No serious criminal record

Step 2

Documents to Prepare Before You Register

CNICOriginal + copy

Mobile NumberRegistered with NADRA

Ownership ProofRegistry / Fard / Intiqal

NSER ProofRegistration certificate

Property PhotosEvidence of damage

Construction PlanRequired for the extra-floor category

Step 3

How to Register for Apna Ghar Mehfooz Ghar

A dedicated AGMG portal has not been announced yet. Based on how the parent scheme works, here is the process you should expect once registration opens:

Visit the official Punjab Housing Authority website

Only use the official government portal — never a third-party link.

Select the AGMG category

Choose roof repair or extra-floor construction, depending on your need.

Your CNIC becomes your login for tracking the application later.

Enter your property details

Address, plot size, and the type of repair or construction needed.

Upload your documents

CNIC, ownership proof, NSER certificate, and property photos.

Submit the application

Review every field carefully — incorrect details can delay approval.

Verification against NADRA/NSER records

Your details are cross-checked with the provincial database.

Loan disbursed in installments

Funds are released in stages, tied to your repair or construction progress.

⚠️ Note: This page will be updated the moment the official AGMG portal goes live.

Step 4

After You Register: Checking Your Status

Applicants can currently track status through the “Apni Chhat, Apna Ghar” portal by entering their CNIC number.Available Now

A dedicated status-check facility for AGMG is expected once its portal launches.Coming Soon

Keep your registered mobile number active — updates are also sent by SMS.

Before You Submit

Common Registration Mistakes to Avoid

Applying without checking your NSER status first

Uploading blurry or incomplete ownership documents

Registering with a mobile number not linked to NADRA

Skipping photos that show the actual property damage

Paying any “agent” or third party to submit your application — the process is completely free

Registration FAQs

Frequently Asked Questions

Yes. NSER registration is a prerequisite — check your status first and register there if you haven’t already.

No. Registration is completely free. Never pay anyone claiming to submit the form on your behalf.

The registration form asks you to select the category that matches your need — roof repair or an extra floor — based on your property’s condition.

Your details are verified against NADRA and NSER records. Once approved, the loan is disbursed in installments tied to your repair or construction progress.

A dedicated AGMG portal has not been officially announced yet. This page will be updated with the direct registration link as soon as it goes live.

Stay Ready

Get Your Documents Ready Today

Registration for AGMG hasn’t opened yet, but the families who apply fastest once it does are the ones who prepared in advance. Confirm your eligibility, gather your documents, and check back here — we’ll update this page the moment the official portal launches.

Check Your Eligibility

Important Notice

This website is not the official Punjab Government portal. It is intended for informational purposes only. Please verify all details through official government sources before registering or applying.