Terms & Conditions

This website provides general information about the Apna Ghar Mehfooz Ghar (AGMG) housing scheme, including eligibility guidance, required documents, and the expected application process, based on publicly available information about the parent “Apni Chhat, Apna Ghar” programme. Content is provided for informational purposes only.

We are not the Government of Punjab, the Punjab Housing Authority, or any affiliated body. We do not process applications, collect loan payments, verify NSER records, or make eligibility decisions. All final decisions regarding eligibility, approval, and disbursement rest solely with the relevant government authorities.

We make reasonable efforts to keep information on this site accurate and up to date. However:

• The official AGMG portal and criteria have not yet been separately released at the time of writing
• Some content is based on the parent “Apni Chhat, Apna Ghar” scheme and may change once official AGMG guidelines are published
• We do not guarantee that all information is complete, current, or error-free

You should always verify details through official Government of Punjab sources before making any financial or legal decisions.

Nothing on this website constitutes financial, legal, or professional advice. The eligibility checker tool provides only a general estimate and is not a guarantee of approval. For advice specific to your situation, consult the relevant government office or a qualified professional.

We are not liable for any loss, damage, or inconvenience arising from reliance on the information provided on this site, including delays, application rejections, or financial loss related to the AGMG scheme or any third-party “agent” claiming to assist with applications. Applicants should never pay any individual or agency to submit an application on their behalf.

This site may link to official government websites or other external resources. We are not responsible for the content, accuracy, or availability of any external site linked from this page.

All original text, design, and graphics on this website belong to ApnaGharMehfoozGhar.com unless otherwise stated. You may share or reference our content for personal, non-commercial use with proper credit, but may not copy or republish it in full without permission.

We may revise these Terms & Conditions at any time. Continued use of this website after changes are posted means you accept the updated terms.

If you have any questions about these Terms & Conditions, please reach out: